Health Insurance

2 Kinds of Health Insurance

There are two types of Health Insurance:

1. Hospital Cash Plan

2. Hospital Benefit

Apart from the use of the words but more importantly it means that, for the first:

• does not require the original receipt, it can be legalized hospital

• usually replaced only room cost per day, either for a regular room or ICU. There is also the replacement for the operation specified amount.

• replacement cost does not depend on the receipt but of hospitalization per day or per incident according operation policy taken

• reimbursement system in the form of reimbursement, so customers pay first and then claim to the insurance company

• premiums are relatively cheaper because the replacement value too small

Second:

• Original receipt is required. If you have 2 health insurance that require original receipts, the procedure is: first determine your claim was first directed to the insurance company which, if it is then the value of the claim has not been sufficient to pay the hospital then you can ask for the original receipt to claim the remaining payments to insurance companies the second. Likewise, if you have 3 or more health insurance

• replaced cost includes room, general practitioners, specialist doctors, medicines, operating costs (if any), all receipts paid in accordance with the appropriate maximum limit that we take in policy

• claims system usually direct in the hospital, do not need reimbursement. For example, your hospital bills Rp 10m while total insurance limit of only Rp 8jt, then you immediately pay the remaining Rp 2jt in the hospital. This can happen only in a hospital partner of insurance companies that you take.

• Higher premiums

Beyond that there is also, the insurance premium that gives us 100% money back if no claim sick, it can be categorized as hospital cash plan.

Health insurance

Health Insurance Life, health, education and pensions

5 Things about Cashless Health Insurance

There are 5 things to consider when having a cashless health insurance:

• Costs that can be paid to stay within the ceiling is taken out of the ceiling must be paid when customers want to come home from hospital

• The use of the card should be in RS or RS Provider in cooperation with the insurance, if it is not done then claim reimbursement (paid first to the new hospital claims to insurance)

• Tell to the hospital much time before getting out of the hospital long enough process, it could take 2-6 hours)

• Do not panic if you do not take her to the hospital card, which is crucial polis no memorized.

• If the card is lost, immediately inform the insurance

Other matters in accordance with the policy is purchased.

Maternity insurance

Now there is in my country, insurance for childbirth. This insurance cover the cost of delivery including pre-and post-natal complications.

Certainly not a small premium and a 12-month waiting period that must be considered before deciding to take this insurance. But the advantage is not only pregnancy but also cover medical check-ups, dental and eye care, vaccinations, and traditional medicine.

Pure Health Insurance

Pure or traditional health insurance, also called non-unit-linked health insurance or no investment value and an annual insurance (must be renewed every year if you want to get protection, where the premiums adjusted to the age of the customer)

The main characteristics and must be considered from a pure health insurance al:

• Premiums continue to be paid each year

• Increased premiums based on the age the higher the premium cost

• Make sure no renewal guarantee or warranty can be extended if the policyholder suffered a severe illness.

• Generally, no cash value.

• Some kind of pure health insurance cash plan provides no claim bonus or premium back if there is / was no claim.

• Pure Health insurance can be a rider (have to take the first life insurance) or stand alone (without taking life insurance). 

Soreness After Exercise, Watermelon Can Suppress

After a workout, especially after so long vacuum, we often feel stiff and sore in some parts of the body. The condition is actually normal. This occurs because muscle tissue is stretched beyond normal.

 
But the feeling of pain is often felt uncomfortable so we had to make efforts to promptly eliminate, such as massage or gentle exercise. More recently, a study found an effective way to help reduce the soreness that is by drinking watermelon juice.

The study, published in the Journal of Agricultural and Food Chemistry involves seven male participants. They were asked to cycling routine in three different days.

In two days, the participants were asked to drink watermelon juice an hour before exercising. While in the third day, they were only given a placebo drink pink as watermelon juice.

Twenty-four hours after a workout at the third day, many participants reported experiencing soreness. Whereas in the previous two days, when they drink watermelon juice, they pleaded not too sore after exercise.

Aguayo Encarna study author, professor of food technology at the Technical University of Cartagena, say, watermelon juice can reduce stiffness because they contain an amino acid called L-sitrulin.

"These compounds improve blood flow, so drink it before a workout can help your muscles get more oxygen," he explained.

Androzene: Reviews, Ingredients And Side Effects

Androzene Overview

Androzene is a product that is designed for men who experience a decline in sexual performance, particularly as they age. This is sometimes referred to as �andropause�, the male equivalent to the female menopause and it can not only result in diminishedsexual performance but also lack of energy, stamina and even unwanted weight gain. The Androzene brand is available online directly from the official website which is very professional in appearance and reasonably informative. The contact information is limited but there are details regarding the refund policy (there is a 30-day money back guarantee) and monthly replenishment program. A one month supply of Androzene costs $124.99 but there are special deals on multiple orders and all orders are processed securely.

Androzene Ingredients

Unfortunately there are no ingredients listed for Androzene, which makes it extremely hard to judge adequately. It is known that the product uses Androphase patented technology which is said to increase the �bioavailability� of the formula, but again, there is no further information as to what this is comprised of. Because Androzene helps to increase the blood volume that flows into the penis during arousal, it is likely that it contains a few key ingredients often used for this which may include Prosexual Nutrients, Caltrops (which can help support the male sex hormones), Maca and Ginseng, for sexual energy and Horny Goat Weed, an extract said to increase sexual desire. The manufacturer of Androzene states that the formula takes effect within 30 minutes generally and the effects last 3-5 hours.

Advantages of Androzene

• The ordering process is secure.
• There is a money back guarantee.
• The Androzene website is professional in appearance.
• Androzene uses patented technology.
• The formula is time released.

Disadvantages of Androzene

• No ingredients are listed.
• Androzene is expensive.
• There are no customer testimonials.
• Androzene is only sold online.

Androzene Side Effects

Once you will start using Androzene you will experience alterations in your sexual life. You will get back your sexual desire and power to satisfy your partner. You also need to select right dose. Be cautious with the amount of consumed drugs, since it can lead to serious negative effects. If you are taken any other medication or you have dangerous illnesses consult to medical professional prior to ordering Androzene.

Androzene The Bottom Line

Androzene has a number of points in its favour including the fact that it has a money back guarantee and that it uses patented technology. However, it is significantly more expensive than comparable brands and for the cost, consumers would really demand to known exactly what was in the formula and see clinical proof of results, two factors that are lacking.

Cause Miscarriage in Pregnant Women

Know For Miscarriages in Pregnant Women

MISCARRIAGE or abortion is the final event of a failed pregnancy in which the embryo or fetus does not develop and survive. This usually occurs before 20 weeks gestation. Bleeding or spotting blood in the first trimester of pregnancy is the early sign of miscarriage for most women.

Normally, when a sperm fertilizes an egg, that's when the embryo is formed. Embryonic cell divides genetic characteristics of his father and mother. However, some specific genetic abnormal can cause miscarriage.

Some experts believe that aneuploidy, an abnormal number of chromosomes, can cause failure of the embryo implanted in the uterine wall. In some cases, the embryo aneuploidy can undergo normal growing process but only up to a point.

"In both cases, whether the embryo aneuploidy can attach itself to the uterine wall or not, abortion is likely to continue," said Dr. Ivan Here, Gynecologist and Clinical Director of Morula IVF Jakarta.

Approximately 30-80 percent of these cases will end in fetal death or stillbirth. Even so, there are some abnormal fetus may continue to grow until the end of gestation and produce a baby with a major disability.

"The problem of this chromosome occurs randomly and has nothing to do with anything done by both parents," said a doctor who handles a lot of these infertility problems.

How do we look at these events? Miscarriage is an undesirable thing any woman. However, the good news is there is still a chance for subsequent pregnancies do not always end in miscarriage again.

"Although environmental factors and lifestyle of the mother has little effect on miscarriage, there are more important things to be aware of others. Stressful lifestyle does not always increase a woman's risk of miscarriage. However, smoking, alcohol consumption, and obesity can increase the risk of miscarriage, "said Dr. Ivan.

Further, Dr. Ivan explained, in addition to the habits, ingestion or chemical teratogens can cause birth defects that may lead to miscarriage. In the same way, some infections such as Toxoplasma and Listeria have teratogenic effects.

Know For Miscarriages in Pregnant Women.

Sources: www.okezone.com

Growth Performance and Appetite

Growth Performance and Appetite

One thing is clear, the officers drank an important person who can't be questioned. The steady growth of appetite. There are exceptions, as in almost all political activity, but almost always the result of habits that we have already said, as we have said, to absorb a starter for sustainable growth. And 'this is the result of natural changes in physical conditions, alcohol is produced, which is not in question brings to those who came to fame with functional disorders and organic substances that accompany various advanced in the body.

But it is reality itself, not a cause, we want to draw your attention. People who were satisfied with the first glass of wine with dinner, after some time, it takes less appetite, and eventually got a second glass. Increased desire to be very slow, but eventually for the entire bottle is not enough, too thick to continue to meet its power needs. It 'the same respect to the use of another form of alcoholic beverages.

Now there are people in a way that can't afford for many years or even life, to keep this appetite within a certain joy. Say: "Thus far and no farther." At the end of it from physical illnesses, which are accompanied by a prolonged contact with the fine structure of alcohol in the body of toxins must suffer many painful and reduces the duration of his natural life, but they drink more in a position without an increase in appetite is so great that the input level to overcome. Have not become abandoned drunkards.

No one is safe to drink. But none of those who begin drinking alcohol in any form, I can tell you that, finally, the effect on the body and mind. Thousands and tens of thousands, having fully aware of the danger from this source, the annual fall drunk. "There are standards that can measure all the latent forces of evil in the natural heritage. It was probably from ancestors, near or far, a trend unhealthy moral or physical diathesis, to prevent, in particular, makes the influence of alcohol, the horrible conditions under which life would be to find such a disaster. But these results after the consumption of alcohol in many cases, is now a known fact in the history of alcoholism. The subject of alcoholism, the causes for his mental and moral well-being has a lot of attention. Doctor, the head of the prison guards drunk and crazy sisters, legislators and philanthropists observation and examination of the many sad and terrible phases, and record the results and opinions. Although a distinction several places, as, for example, alcoholism is a disease which, if introduced, and is responsible under the control and treatment, as a madman or a fever, a crime must be punished, or sin, repentance and treated by a physician of souls, all agree that he inherited mental, nervous or a number that is made use of alcohol is very dangerous is acquired. The point I want to work with you may not know this person, until you consume alcoholic beverages within a specified period, regardless of physical or mental condition congenital or acquired, and that there are no factual findings at a later time.

Dr. DG Dodge administrator of opiates at the end of the New Asylum New York State, about the main causes of intemperance, after his conviction that this is an infectious disease as scrofula or consumption of uric acid, says: "There are people, the organization that may be characteristic of alcohol with a hidden desire for stimulants, if delivered, quickly lead to habits of intemperance, and eventually the natural appetite, which has all the characteristics of bad condition of the patient, have no outside help is not able to mitigate the weakness of the cause of the disease to prevent their removal.

"Once again we see a different class of people who live with their parents in good health and are trained and accustomed to good social effect, morally and socially, but also the temperament and physical constitution, that if she and the distribution of stimulants, is feel uncomfortable, I'm still impressed, as usual, are no longer the moderate consumption of alcohol and heavy damage was discovered that appetite was slowly but inexorably to the destruction."

Poisoning Food

Poisoning Food is an acute gastroenteritis caused by the consumption of a food material or a drink which contains the pathogenic micro organism or their toxins or malicious chemicals. Food poisoning is conventional in hotels, communal feedings, and festival seasons. A congregate of personnel will be affected with same type of symptoms, and they assign a history of consumption of a conventional food already little hours.

Types of poisoning food:

1. Bacterial poisoning food:

Here the micro organisms called bacteria are dependable the food material may possibly contain the pathogenic bacteria or their toxin and will be ingested along with the food.

2. Non bacterial poisoning food:

Due to the presence of toxic chemicals like fertilizers, insectisides, tiring metals and ect.

Since bacterial poisoning food is conventional it is discussed at this point.

Bacterial poisoning food:

All bacteria are not unsafe there are particular pathogenic bacteria which hidexins and cause clinical manifestations. These organisms enter the creature body through food articles or drinks.

How poisoning food occurs:

1. Presence of bacteria in the run
2. The bleeding equipment designed for the food may possibly contain toxins.

3. Premises everywhere the food is prepared may possibly contain micro organisms or toxins.

4. Food handlers may possibly take part in particular contagious diseases.

5. Some animals like dogs, rats may possibly contaminate the food.

6. If prepared food is kept back in the opportunity heated for a long period and heated again can be occasion designed for food poisoning.

7. Purposely particular body mixing toxins in the food.

Some conventional bacterial poisoning foods.

1. Salmonella poisoning food:

There are three various of salmonella bacteria (salmonella typhimurium, salmonella cholera suis, salmonella enteritidis). These bacteria are offer milk, milk products and eggs. Symptoms of this poisoning food include nausea, vomiting and diarrhea. Fever is as well conventional.

2. Botulism:

This is the perilous type of poisoning food caused by clostridium botulinum. The spores of these organisms are seen in the soil and enters the creature body through pickles and canned fish ect. Compared to other poisoning foods at this point vomiting and diarrhea are rare mainly the arrangement is affected. The symptoms starts with in two visualisation, numbness with weakness. Later here will be paralysis with cardiac and respiratory failure end death.

3. Staphylococcal poisoning food:

It is caused by staphylo coccus aureus. These organisms customarily cause skin troubles like boils and eruptions. It causes mastitis in cow. Through the milk and milk products it enders and causes gastroenteritis. There will be vomiting, abdominal cramps with diarrhea.

4. Closteridium poisoning food:

This is caused by clostridium perfringens. They are offer stool, soil and run they enter the body through, meat, meat dishes and egg ect. If food articles are cooked and kept back in opportunity heated forigned for a long period and heated again already ingestion can consequence this poisoning food. Symptoms include vomiting, diarrhea and abdominal cramps.

5. Bacillus cereus:

The spores of these organisms can live through cooking and causes enteritis. Diarrhea and vomiting is conventional in this infection.

How to investigate poisoning food?

1. Examine every and each person affected.

2. Water sample must tested.

3. Kitchen, warehouse opportunity and food samples must examined.

4. The cook and food handlers must questioned and examined.

5. Samples of vomits and stool of all victims must tested to identify the bacteria.

How to prevent poisoning food:

1. Only purified rousted used.

2. Hygiene must maintained by all personnel keeping dealings with food.

3. Workers must exercise masks, cap and gloves inking and serving.

4. Sick those happen in dealings with food equipment.

5. Kitchen and premises must neat and clean.

6. Vessels must washed with soap and spicy run

7. Should not keep the prepared food designed fringed for a long period in opportunity healthy food equipment must kept back in clogged containers.

9. Animals like dog, cat, rat ect must happen in dealings with food equipment.

10. Vegetables must washed already cooking.

11. Meat must fresh and must purchased from recognized slaughter boarding housing house.